# Wise Platform API Reference

The Wise Platform API is a REST-based interface that enables programmatic access to Wise's payment infrastructure. All endpoints return JSON-formatted responses and use standard HTTP methods and status codes.

New to wise?
We strongly recommend first reading our **[Getting Started Guide](/guides/developer)** to help you set up credentials and make your first call.

## Before you begin

To use this API reference effectively, you should have:

- Received Valid [API credentials from Wise](/guides/developer/auth-and-security) (Client ID and Client Secret)
- Understand OAuth 2.0 authentication
- Be familiar with RESTful API concepts


## Core API resources

| Resource | Purpose |
|  --- | --- |
| **[Quote](/api-reference/quote)** | Exchange rate and fee calculations |
| **[Recipient](/api-reference/recipient)** | Beneficiary account management |
| **[Transfer](/api-reference/transfer)** | Payment creation and execution |
| **[Balance](/api-reference/balance)** | Multi-currency account operations |
| **[Profile](/api-reference/profile)** | Account ownership details |


**Not sure which workflow to build?** Start with our [Integration Guides](/guides/product/send-money/use-cases) for step-by-step implementation examples.