# Spend Limits

Manage spending limits applied to profiles and cards. Profile limits are shared across all cards under the same profile, while card limits apply to individual cards.
For more details on how profile and card limits interact, see the [card management guide](/guides/product/issue-cards/card-management#spend-limits).

 - [Profile Limits](https://docs.wise.com/api-reference/preview/spend-limits/profile-limits.md): Schema: #/components/schemas/profile-limits
 - [Card Limits](https://docs.wise.com/api-reference/preview/spend-limits/card-limits.md): Schema: #/components/schemas/card-limits
 - [Card Holder Limits](https://docs.wise.com/api-reference/preview/spend-limits/card-holder-limits.md): Schema: #/components/schemas/card-holder-limits
 - [GET /spend/profiles/{profileId}/spend-limits](https://docs.wise.com/api-reference/preview/spend-limits/spendlimitsprofileget.md): Retrieves the spend limits that are configured for a profile.
 - [PATCH /spend/profiles/{profileId}/spend-limits](https://docs.wise.com/api-reference/preview/spend-limits/spendlimitsprofileupdate.md): Update profile daily and monthly spend limits for `PURCHASE` or `ATM_WITHDRAWAL`. Both daily and monthly must be set.
 - [GET /spend/profiles/{profileId}/cards/{cardToken}/spend-limits](https://docs.wise.com/api-reference/preview/spend-limits/spendlimitscardget.md): Retrieves the spend limits that are configured for a card.
 - [PATCH /spend/profiles/{profileId}/cards/{cardToken}/spend-limits](https://docs.wise.com/api-reference/preview/spend-limits/spendlimitscardupdate.md): Create or update card transaction, daily, monthly or lifetime spend limits.
 - [DELETE /spend/profiles/{profileId}/cards/{cardToken}/spend-limits/{granularity}](https://docs.wise.com/api-reference/preview/spend-limits/spendlimitscarddelete.md): Delete card spend limits for a specific granularity.
 - [GET /spend/profiles/{businessProfileId}/card-holder-profiles/{cardHolderProfileId}/spend-limits](https://docs.wise.com/api-reference/preview/spend-limits/spendlimitscardholderget.md): Retrieves the spend limits that are configured for a cardholder. These limits apply across all cards belonging to that cardholder, not to an individual card.
 - [PATCH /spend/profiles/{businessProfileId}/card-holder-profiles/{cardHolderProfileId}/spend-limits](https://docs.wise.com/api-reference/preview/spend-limits/spendlimitscardholderupdate.md): Create or update daily and monthly spend limits for a cardholder. Only the `PURCHASE` limit type is supported for cardholder limits.Any other value for `type`, including `ATM_WITHDRAWAL`, is rejected
 - [DELETE /spend/profiles/{businessProfileId}/card-holder-profiles/{cardHolderProfileId}/spend-limits](https://docs.wise.com/api-reference/preview/spend-limits/spendlimitscardholderdelete.md): Removes all configured spend limits for a cardholder. Both the daily and monthly windows are removed together; individual windows cannot be removed separately. Succeeds whether or not limits are curr