Transfer from balance account

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Transferring from a balance follows the exact same flow as a standard transfer, with the exception being that it is funded from balance.

The steps below illustrate the flow required to create a quote, recipient, and transfer. Once the transfer is created, it can then be funded from the balance account

Generate transfer

Follow the guides below to create a quote, recipient, and transfer as per the usual flow.

• Quote API
• Recipient API
• Transfer API

Fund a transfer

curl -i -X POST \
  https://api.wise.com/2026Q4/profiles/123456789/transfers/16521632/payments \
  -H 'Authorization: Bearer <YOUR_JWT_HERE>' \
  -H 'Content-Type: application/json' \
  -H 'X-External-Correlation-Id: f47ac10b-58cc-4372-a567-0e02b2c3d479' \
  -d '{
    "type": "BALANCE",
    "balanceId": 45678901
  }'

For a complete reference, see the Fund a transfer endpoint.