# Global Payments API: Send & Receive Money > Wise Platform offer domestic and cross-border payments tools for technology platforms, banks and fininical institutions. ## Table of contents - [tag.md](https://docs.wise.com/api-reference/3ds/tag.md) - [tag.md](https://docs.wise.com/api-reference/activity/tag.md) - [tag.md](https://docs.wise.com/api-reference/address/tag.md) - [tag.md](https://docs.wise.com/api-reference/balance-statement/tag.md) - [tag.md](https://docs.wise.com/api-reference/bank-account-details/tag.md) - [tag.md](https://docs.wise.com/api-reference/bulk-settlement/tag.md) - [tag.md](https://docs.wise.com/api-reference/batch-group/tag.md) - [tag.md](https://docs.wise.com/api-reference/client-credentials-token/tag.md) - [tag.md](https://docs.wise.com/api-reference/comparison/tag.md) - [tag.md](https://docs.wise.com/api-reference/balance/tag.md) - [tag.md](https://docs.wise.com/api-reference/claim-account/tag.md) - [Use Case Guides: Build Global Payments & Accounts with the API](https://docs.wise.com/guides.md) - [Changelog: API Updates and Platform Release Notes](https://docs.wise.com/changelog.md): What's changed in the Wise Platform API. - [15 Jan Detailed Changelog](https://docs.wise.com/changelog/int64-changes.md) - [tag.md](https://docs.wise.com/api-reference/card/tag.md) - [tag.md](https://docs.wise.com/api-reference/contact/tag.md) - [tag.md](https://docs.wise.com/api-reference/case/tag.md) - [tag.md](https://docs.wise.com/api-reference/card-order/tag.md) - [tag.md](https://docs.wise.com/api-reference/card-kiosk-collection/tag.md) - [tag.md](https://docs.wise.com/api-reference/card-transaction/tag.md) - [tag.md](https://docs.wise.com/api-reference/delivery-estimate/tag.md) - [tag.md](https://docs.wise.com/api-reference/currencies/tag.md) - [Deprecated APIs](https://docs.wise.com/api-reference/deprecated.md) - [tag.md](https://docs.wise.com/api-reference/direct-debit-account/tag.md) - [tag.md](https://docs.wise.com/api-reference/disputes/tag.md) - [tag.md](https://docs.wise.com/api-reference/facetec/tag.md) - [tag.md](https://docs.wise.com/api-reference/jose/tag.md) - [tag.md](https://docs.wise.com/api-reference/multi-currency-account/tag.md) - [tag.md](https://docs.wise.com/api-reference/one-time-token/tag.md) - [tag.md](https://docs.wise.com/api-reference/payin-deposit-detail/tag.md) - [KYC Review](https://docs.wise.com/api-reference/kyc-review.md) - [Profile](https://docs.wise.com/api-reference/profile.md) - [Push Provisioning](https://docs.wise.com/api-reference/push-provisioning.md) - [Quote](https://docs.wise.com/api-reference/quote.md) - [Rate](https://docs.wise.com/api-reference/rate.md) - [Recipient Account](https://docs.wise.com/api-reference/recipient.md) - [Simulation](https://docs.wise.com/api-reference/simulation.md) - [Spend Controls](https://docs.wise.com/api-reference/spend-controls.md) - [Spend Limits](https://docs.wise.com/api-reference/spend-limits.md) - [Strong Customer Authentication](https://docs.wise.com/api-reference/strong-customer-authentication.md) - [Transfer](https://docs.wise.com/api-reference/transfer.md) - [User](https://docs.wise.com/api-reference/user.md) - [User Security](https://docs.wise.com/api-reference/user-security.md) - [User Tokens](https://docs.wise.com/api-reference/user-tokens.md) - [tag.md](https://docs.wise.com/api-reference/verification/tag.md) - [Webhook](https://docs.wise.com/api-reference/webhook.md) - [Setting up a Wise Account](https://docs.wise.com/guides/developer/account-creation.md) - [Error Handling Guide: API Status Codes and Client Errors](https://docs.wise.com/guides/developer/errors.md): This guide is intended for Wise Platform partners to understand how Wise API error codes function - [Getting Started: API Access, Environments, and Security Best Practices](https://docs.wise.com/guides/developer.md): This guide provides engineers with essential information and key concepts to quickly begin integrating with the Wise API. - [Language Support: Implementing Internationalisation via API](https://docs.wise.com/guides/developer/language-support.md): Internationalisation support for translation of strings returned by the API is supported for endpoints on the right - [Open Banking API: Guide for TPPs on Account Access and Payment Initiation](https://docs.wise.com/guides/developer/open-banking.md): The Wise Open Banking API is aimed for Financially Regulated Third Party Providers. This guide gives a full overview of using open banking with Wise. - [API Versioning Guide: Policy for Non-Breaking and Breaking API Updates](https://docs.wise.com/guides/developer/versioning.md): The Wise Platform API is continuously evolving as we offer new features and coverage to our API customers. Here we explain how our API versioning is maintained so you know what to expect. - [Wise Platform Industry Integrations](https://docs.wise.com/guides/industries.md) - [Wise Platform Product Guides](https://docs.wise.com/guides/product.md) - [Regional Guides](https://docs.wise.com/guides/regional.md) - [rate.md](https://docs.wise.com/oas/tags/rate.md) - [recipient.md](https://docs.wise.com/oas/tags/recipient.md) - [Embedded SCA Component: Integrating Strong Customer Authentication via JavaScript Library](https://docs.wise.com/guides/developer/auth-and-security/embedded-sca-component.md) - [Auth & Security Guide: OAuth 2.0, mTLS, and Advanced API Security Protocols](https://docs.wise.com/guides/developer/auth-and-security.md): Wise uses standard OAuth 2.0 protocol for authentication and authorization. - [JSON Web Encryption (JWE): Encrypting Requests and Responses with JOSE](https://docs.wise.com/guides/developer/auth-and-security/jose-jwe.md) - [JSON Web Signature + JSON Web Encryption (JWS+JWE): Implementing API Request Integrity, Authenticity and Confidentiality](https://docs.wise.com/guides/developer/auth-and-security/jose-jws-jwe.md) - [JSON Web Signature (JWS): Implementing API Request Integrity and Non-Repudiation](https://docs.wise.com/guides/developer/auth-and-security/jose-jws.md) - [mTLS for Webhooks: Securing Real-Time Notifications with Mutual TLS](https://docs.wise.com/guides/developer/auth-and-security/mtls-for-webhooks.md) - [Mutual TLS (mTLS) Guide: Implementing Client and Server Authentication](https://docs.wise.com/guides/developer/auth-and-security/mtls.md) - [One Time Token (OTT): Managing Strong Customer Authentication Sessions](https://docs.wise.com/guides/developer/auth-and-security/one-time-token.md) - [SCA & 2FA Guide: Implementing Strong Customer Authentication for PSD2 Compliance](https://docs.wise.com/guides/developer/auth-and-security/sca-and-2fa.md): Strong Customer Authentication (SCA) is a new European regulatory requirement as part of the second Payment Services Directive (PSD2) for authenticating online payments and make them more secure. - [SCA Over API: Implementing Strong Customer Authentication Challenges](https://docs.wise.com/guides/developer/auth-and-security/sca-over-api.md) - [Address Requirements](https://docs.wise.com/guides/developer/api-guides/address-requirements.md) - [Card Address Validation](https://docs.wise.com/guides/developer/api-guides/card-address-validation.md) - [API Guides](https://docs.wise.com/guides/developer/api-guides.md) - [API Environments: Sandbox, Production URLs, and mTLS Endpoints](https://docs.wise.com/guides/developer/environments.md): Wise platform has two environments for testing and production. - [Migrating to the new Sandbox](https://docs.wise.com/guides/developer/environments/sandbox-v2-migration.md) - [Event Handling Guide: Processing Webhook Delivery and Signature Verification](https://docs.wise.com/guides/developer/webhooks/event-handling.md): To receive events, you must set up a publicly accessible HTTPS endpoint and create a subscription that uses this endpoint. Our system will send HTTP POST requests to this endpoint with events encoded using JSON. - [Webhook Event Types: Full Catalog and Status Reference](https://docs.wise.com/guides/developer/webhooks/event-types.md) - [Webhooks & Notifications: Implementing Event Subscriptions and Delivery](https://docs.wise.com/guides/developer/webhooks.md): Webhooks are a user-defined HTTP callback that is triggered by an event. Webhooks describe certain business events that occur within Wise's system. - [Banks & financial institutions](https://docs.wise.com/guides/industries/banks-and-institutes.md) - [Education Platforms](https://docs.wise.com/guides/industries/education.md) - [Marketplaces](https://docs.wise.com/guides/industries/marketplaces.md) - [Spend Management](https://docs.wise.com/guides/industries/spend.md) - [Travel](https://docs.wise.com/guides/industries/travel.md) - [Workforce Management](https://docs.wise.com/guides/industries/workforce.md) - [Balance Accounts API: Create, Manage, and Retrieve Currency Balances](https://docs.wise.com/guides/product/accounts/balance-accounts.md) - [Balance Limits: Managing Deposit Capacity and Regulatory Compliance API](https://docs.wise.com/guides/product/accounts/balance-limits.md) - [Bank Account Details API: Ordering and Issuing Local Account Details](https://docs.wise.com/guides/product/accounts/bank-account-details.md) - [Balance Conversion API: Exchanging Funds Between Multi-Currency Balances](https://docs.wise.com/guides/product/accounts/convert-from-balance-to-balance.md) - [Account Webhooks: Monitoring Balance Credits and Profile Verification Events](https://docs.wise.com/guides/product/accounts/events-notifications-webhooks.md) - [Multi-Currency Accounts: Guide to Creating and Managing Balances](https://docs.wise.com/guides/product/accounts.md) - [Multi-Currency Accounts: Checking Eligibility and Account Creation Flow](https://docs.wise.com/guides/product/accounts/managing-accounts.md) - [Transfer from Balance: Sending Money from a Balance Account via API](https://docs.wise.com/guides/product/accounts/transfer-from-balance-account.md) - [Transfer to Balance: Funding Accounts via Bank Transfer or API Flow](https://docs.wise.com/guides/product/accounts/transfer-to-balance-account.md) - [3D Secure (3DS): Implementing Push Notification Challenges for Authentication](https://docs.wise.com/guides/product/issue-cards/3ds.md) - [Best Practices Guide: Operational Advice for Card Issuance and Tokenization](https://docs.wise.com/guides/product/issue-cards/card-best-practices.md) - [Digital Wallets: Push Provisioning API for Apple Pay and Google Pay](https://docs.wise.com/guides/product/issue-cards/card-digital-wallet.md) - [Card Disputes: Implementing the Dynamic Flow UI for Submitting Claims](https://docs.wise.com/guides/product/issue-cards/card-disputes-dynamic-flow.md) - [Card Disputes API: Direct Submission Guide for Disputes and File Uploads](https://docs.wise.com/guides/product/issue-cards/card-disputes-api.md) - [Manage Disputes API: Tracking Status and Withdrawing Claims](https://docs.wise.com/guides/product/issue-cards/card-disputes-management.md) - [Card Kiosk Collection: Ordering Physical Cards for Automated Pickup](https://docs.wise.com/guides/product/issue-cards/card-kiosk-collection.md) - [Card Management: Controlling Status, Permissions, and Spending Limits](https://docs.wise.com/guides/product/issue-cards/card-management.md) - [Spend Controls API: Configuring Authorization Rules by Merchant Category and Currency](https://docs.wise.com/guides/product/issue-cards/card-spend-controls.md) - [Card Transactions: API Guide to Viewing, Tracking, and Webhook Statuses](https://docs.wise.com/guides/product/issue-cards/card-transaction.md) - [Card Testing Guide: Simulating Transactions and Payment Flows in Sandbox](https://docs.wise.com/guides/product/issue-cards/card-testing.md) - [Card Issuance API: Guide to Issuing, Ordering, and Managing Cards](https://docs.wise.com/guides/product/issue-cards.md) - [Ordering Cards: Issuing, Activating, and Managing Physical & Virtual Cards](https://docs.wise.com/guides/product/issue-cards/ordering-cards.md) - [Sensitive Card Details: PCI-DSS Compliant Encryption and Decryption Guide](https://docs.wise.com/guides/product/issue-cards/sensitive-card-details.md) - [Onboarding & KYC](https://docs.wise.com/guides/product/kyc.md) - [Partner Support: Troubleshooting and Contact Methods for Wise Platform](https://docs.wise.com/guides/product/partner.md) - [Operations Guide](https://docs.wise.com/guides/product/partner/operations.md): Learn how to reduce customer contacts and help your customers with queries. - [Wise Platform Technical Integration Support](https://docs.wise.com/guides/product/partner/wptechsupport.md): Contact us for help with your Wise Platform API integration. - [International Receive Setup: Connecting BIC Details for SWIFT Payments](https://docs.wise.com/guides/product/receive-money/connect-bic-details.md) - [Balance Statement API: Generating Reconciliation and Account Activity Reports](https://docs.wise.com/guides/product/receive-money/get-a-balance-statement.md) - [International Receive: Guide to Inbound SWIFT Payments and Reconciliation](https://docs.wise.com/guides/product/receive-money.md) - [Returns Guide: Initiating Payment Reversals via the Returns API](https://docs.wise.com/guides/product/receive-money/initiate-a-return.md) - [SWIFT Credit Webhook: Real-Time Notification for Inbound Payments](https://docs.wise.com/guides/product/receive-money/subscribe-to-swift-in-credit.md) - [Transfer State Change: Tracking All Inbound and Outbound Payment Progress](https://docs.wise.com/guides/product/receive-money/subscribe-to-transfer-state-change.md) - [Testing Guide: Simulating SWIFT Payments in Sandbox for Go-Live](https://docs.wise.com/guides/product/receive-money/test-and-go-live.md) - [Batch Transfers API: Grouping Payments for Single Funding and Processing](https://docs.wise.com/guides/product/send-money/batch-transfers.md): Many of our partner’s customers need to make multiple payments at once. Follow the Batch Transfers guide to integrate with this portion of Wise Platform - [Send Money API: Creating and Funding Global Money Transfers](https://docs.wise.com/guides/product/send-money.md) - [Custom Receipts: API for Generating Transfer and Banking Partner Records](https://docs.wise.com/guides/product/send-money/receipts.md): Learn how to create and customize your own transfer receipt. You can create a PDF, HTML, or plain text receipt, and share it with your customers via email or other communication channels. - [Recipients API: Creating Accounts and Verification](https://docs.wise.com/guides/product/send-money/recipients.md) - [Standard Transfers: Creating Direct Payments with the Transfer API](https://docs.wise.com/guides/product/send-money/standard-api-transfers.md) - [Global Currencies: Implementing SWIFT Network Transfers and Fees](https://docs.wise.com/guides/product/send-money/swift-network-transfers.md): Global Currencies is a Wise product that allows customers to send currencies to countries other than the one they are domestic to. For example, sending US dollars to a person or business in Hong Kong, rather than the USA. - [Third-Party Transfer API: Capturing Originator Details for Compliance](https://docs.wise.com/guides/product/send-money/third-party-api-transfers.md) - [Transfer Tracking Guide: Webhooks, Statuses, and Delivery Estimates](https://docs.wise.com/guides/product/send-money/tracking-transfers.md) - [Transfer Requirements](https://docs.wise.com/guides/product/send-money/transfer-requirements.md) - [Transfer Creation API: Requirements and Transfer Types](https://docs.wise.com/guides/product/send-money/transfers.md) - [cpf-cnpj-and-financial-capacity.md](https://docs.wise.com/guides/regional/brazil/cpf-cnpj-and-financial-capacity.md) - [index.md](https://docs.wise.com/guides/regional/brazil.md) - [pix-payments.md](https://docs.wise.com/guides/regional/brazil/pix-payments.md) - [index.md](https://docs.wise.com/guides/regional/european-union.md) - [index.md](https://docs.wise.com/guides/regional/india.md) - [Personal Token Migration: Transitioning to OAuth 2.0 and mTLS Security](https://docs.wise.com/guides/developer/auth-and-security/personal-token-migration.md) - [Personal Token Migration: Final Steps for OAuth 2.0 and mTLS Switchover](https://docs.wise.com/guides/developer/auth-and-security/personal-token-migration/production-integration.md) - [Personal Token Migration: Sandbox Testing Flow for OAuth Token Exchange](https://docs.wise.com/guides/developer/auth-and-security/personal-token-migration/testing-in-sandbox.md) - [Partner Integration Guide: Authentication, Environments, and Setup](https://docs.wise.com/guides/product/kyc/partner-accounts.md): The Partner Account Guide is intended for Wise partners who are the direct customer of Wise either by transacting on their own partner account (First Party), OR by transacting on their partner account as their customer, providing originator data (Third Party). - [Profile Creation](https://docs.wise.com/guides/product/kyc/partner-accounts/profile-creation.md) - [Refreshing Access](https://docs.wise.com/guides/product/kyc/partner-accounts/refreshing-access.md) - [Send Money](https://docs.wise.com/guides/product/kyc/partner-accounts/send-money.md) - [Accessing Customer Accounts](https://docs.wise.com/guides/product/kyc/partner-kyc/accessing-accounts.md) - [Additional Customer Verification](https://docs.wise.com/guides/product/kyc/partner-kyc/additional-verification.md) - [Partner-Led KYC: Outsourcing Customer Verification to Regulated Entities](https://docs.wise.com/guides/product/kyc/partner-kyc.md) - [Profile Creation](https://docs.wise.com/guides/product/kyc/partner-kyc/profile-creation.md) - [Refreshing Access](https://docs.wise.com/guides/product/kyc/partner-kyc/refreshing-access.md) - [Updating profiles](https://docs.wise.com/guides/product/kyc/partner-kyc/updating-profiles.md) - [List of Supported Evidences](https://docs.wise.com/guides/product/kyc/partner-kyc/supported-evidences.md) - [Wise KYC: Integration Options for Customer Verification](https://docs.wise.com/guides/product/kyc/wise-kyc.md) - [Transfer Funding Guide: Options for Settling Payment Amounts](https://docs.wise.com/guides/product/send-money/funding.md) - [Authenticated Quotes: Rate Locking API for Real Money Transfers](https://docs.wise.com/guides/product/send-money/quotes/authenticated-quote.md) - [Quote API Guide: FX Rates, Fees, Authenticated vs. Unauthenticated Quotes for Transferss](https://docs.wise.com/guides/product/send-money/quotes.md) - [Flexible Partner Pricing: Customize Transfer Fees via Quote API](https://docs.wise.com/guides/product/send-money/quotes/pricing.md): Get started with flexible partner pricing - [Unauthenticated Quotes: Displaying Rates and Estimates for Comparison](https://docs.wise.com/guides/product/send-money/quotes/unauthenticated-quote.md) - [Update Quote API: Adding Recipient Data for Final Price Accuracy](https://docs.wise.com/guides/product/send-money/quotes/update-quote.md) - [Refunds Guide: Implementing Bank, Balance, and Net Settlement Refund Flows](https://docs.wise.com/guides/product/send-money/refunds.md) - [Net Settlement: Refund Reconciliation and Balance Transfer Guide](https://docs.wise.com/guides/product/send-money/refunds/net-settlement.md) - [Refund Guide: Implementing Direct Refunds to the Wise Account Balance](https://docs.wise.com/guides/product/send-money/refunds/refund-to-balance.md) - [Refund Guide: Implementing Direct Bank Account Refunds for Senders](https://docs.wise.com/guides/product/send-money/refunds/refund-to-bank-account.md) - [Affiliate Partners: API for Live Rates, Pricing, and Comparison](https://docs.wise.com/guides/product/send-money/use-cases/affiliates.md): The affiliate partner guide details how to become an affiliate, and how to integrate once approved. - [Payments Use Cases: Enterprise, Correspondent, and Embedded Payouts](https://docs.wise.com/guides/product/send-money/use-cases.md) - [Hosted KYC & KYB: Verification API and Custom Branded UI](https://docs.wise.com/guides/product/kyc/wise-kyc/hosted-kyc.md) - [Create a new user](https://docs.wise.com/guides/product/kyc/wise-kyc/hosted-kyc/create-a-new-user.md) - [KYC Review Status](https://docs.wise.com/guides/product/kyc/wise-kyc/hosted-kyc/kyc-review-status.md) - [Manage the KYC process](https://docs.wise.com/guides/product/kyc/wise-kyc/hosted-kyc/manage-the-kyc-process.md) - [Claim Account: Finalize User Onboarding and Authorization](https://docs.wise.com/guides/product/kyc/wise-kyc/redirect-to-wise/claim-account.md) - [User Onboarding: Redirect to Wise for KYC & Verification](https://docs.wise.com/guides/product/kyc/wise-kyc/redirect-to-wise.md): This guide is intended for Wise Platform partners who are not licensed and able to perform know-your-customer or know-your-business (KYC or KYB) checks in-house or where a reliance model (see note) is not possible. - [Prefilling Customer Data: Streamline KYC Onboarding via API](https://docs.wise.com/guides/product/kyc/wise-kyc/redirect-to-wise/prefilling.md): Follow the Onboarding API Guide to make onboarding new users easier by sending portion of required customer data upfront via API. - [Refreshing Access](https://docs.wise.com/guides/product/kyc/wise-kyc/redirect-to-wise/refresh-access.md) - [User Onboarding](https://docs.wise.com/guides/product/kyc/wise-kyc/redirect-to-wise/user-onboarding.md) - [Bulk Settlement Model: Funding and Reconciliation for Multiple Transfers](https://docs.wise.com/guides/product/send-money/funding/bulk-settlement.md): The guide will bring you through to understand the Wise Bulk Settlement, along with all the different variations and features that can be applied to Bulk Settlement. - [Bulk Settlement API: Same-Currency and Cross-Currency Settlement Guide](https://docs.wise.com/guides/product/send-money/funding/bulk-settlement/settlement-cycle.md) - [Transfer Funding API: Marking Transfers as Funded for Bulk Settlement](https://docs.wise.com/guides/product/send-money/funding/bulk-settlement/transfer-funding.md) - [Direct Debit: Create a Payin](https://docs.wise.com/guides/product/send-money/funding/direct-debit/create-payin.md) - [Direct Debit: Create a Payment Instrument](https://docs.wise.com/guides/product/send-money/funding/direct-debit/create-payment-instrument.md) - [Direct Debit Guide: Pulling Funds for Transfers via Payment Instrument API](https://docs.wise.com/guides/product/send-money/funding/direct-debit.md): Fund transfers with direct debit payments coming into your Wise account - [Direct Debits in the UK & Europe: Mandate and Pre-notification Rules](https://docs.wise.com/guides/product/send-money/funding/direct-debit/mandates-standards.md) - [Direct Debit Simulation: Testing Payment Instrument and Payin Statuses](https://docs.wise.com/guides/product/send-money/funding/direct-debit/simulation.md) - [Direct Debit Webhooks: Tracking Payment Instrument and Payin Statuses](https://docs.wise.com/guides/product/send-money/funding/direct-debit/webhooks.md) - [Fund from Balance: Executing Transfers with the Wise Account Balance API](https://docs.wise.com/guides/product/send-money/funding/fund-by-transfer.md) - [Correspondent Payouts: Transfers for Licensed Banks & Financial Institutions](https://docs.wise.com/guides/product/send-money/use-cases/correspondent.md) - [Correspondent Payouts: Third-Party Transfer API with Originator Data](https://docs.wise.com/guides/product/send-money/use-cases/correspondent/send-money.md) - [Correspondent Payouts: Tracking Transfers with Webhooks & Statuses](https://docs.wise.com/guides/product/send-money/use-cases/correspondent/webhooks.md) - [Embedded Finance: Submitting Additional Verification Evidence via API](https://docs.wise.com/guides/product/send-money/use-cases/embedded/additional-verification.md) - [Embedded Finance: Client Credentials, mTLS, and Token Management](https://docs.wise.com/guides/product/send-money/use-cases/embedded/authentication-and-access.md) - [Embedded Finance Setup: Environments, mTLS Security, and Go-Live Checklist](https://docs.wise.com/guides/product/send-money/use-cases/embedded/getting-started.md) - [Embedded Finance: API Guide for Cross-Border Money Movement](https://docs.wise.com/guides/product/send-money/use-cases/embedded.md): This guide is intended for Wise Platform partners who are building white-labeled embedded finance solutions. - [Embedded Finance: Next Steps and Transfer Implementation Guide](https://docs.wise.com/guides/product/send-money/use-cases/embedded/next-steps.md) - [Embedded Finance: Creating Personal & Business Profiles via API](https://docs.wise.com/guides/product/send-money/use-cases/embedded/onboarding-customers.md) - [Embedded Finance: Updating Customer Profiles for Embedded Payouts Compliance](https://docs.wise.com/guides/product/send-money/use-cases/embedded/updating-profiles.md) - [Enterprise Payouts: Send Money from Your Own Wise Account](https://docs.wise.com/guides/product/send-money/use-cases/enterprise.md): The Partner Account Guide is intended for Wise partners who are the direct customer of Wise either by transacting on their own partner account (First Party), OR by transacting on their partner account as their customer, providing originator data (Third Party) - [Enterprise Payouts: Quote, Recipient, Transfer, and Funding API Steps](https://docs.wise.com/guides/product/send-money/use-cases/enterprise/send-money.md) - [Wise Platform API](https://docs.wise.com/api-reference.md) - [Webhook Sender API](https://docs.wise.com/oas/apis/generated/webhook/openapi.md)