# Payments use cases

Wise supports multiple use cases for our Send Money product. Use cases in this context relate to the model you use to integrate with Wise Platform.

We currently have end-to-end guides for Correspondent partners and SMBs using personal API tokens.

Most steps in the send money workflow function the same regardless of integration model. However, some nuance exists for each model. We will soon be updating our guides with more comprehensive coverage for our different use cases.

Correspondent payouts
How licensed banks and financial institutions can send money on behalf of their customers via API.

SMB payouts
How small-to-medium businesses using a personal API token can automate parts of the send money flow.

Enterprise payouts
*Guides coming soon!* How to make business payments via API from a Wise account.

Embedded payouts
*Guides coming soon!* How businesses without financial licenses can send money on behalf of their customers via API.