Payouts

Use the Wise Platform API to send money from your Wise account and create regular payments. This guide is for integrations where you are a direct customer of Wise, using your own profile to manage transfers.

In this implementation, you are not in the flow of funds on behalf of any other party.

Core concepts

As a Wise partner, you are a direct customer of Wise and use the API to make payouts from your Wise account.

Requirements

Before sending money, need to have your own profile to manage all transactions.

Overview of API requests

Follow these steps to a transfer using the Wise Platform API.

  1. Create a Quote: Send a request to POST /quotes to get a quote for a transfer.
  2. Create a Recipient: Send a request to POST /accounts to add the recipient's bank details.
  3. Create a Transfer: Send a request to POST /profiles/{{profileId}}/transfers to initiate the transfer.
  4. Fund the Transfer: Send a request to POST /profiles/{{profileId}}/transfers/{{transferId}}/payments to complete the transfer.