# Contacts

Find discoverable Wise profiles and add them to your recipient list using an identifier — such as a Wisetag, email, or phone number — without needing bank details.
Creating a transfer with a contact 
1. [Create a Quote](/api-reference/quote/quotecreate), passing `contactId` instead of `targetAccount` in the request body.
2. Extract the `targetAccount` value from the Quote response — Wise resolves the contact into a recipient account.
3. [Create a Transfer](/api-reference/standard-transfer/transfercreate) using the `targetAccount` from the Quote response.

 - [POST /profiles/{profileId}/contacts](https://docs.wise.com/api-reference/contact/contactcreate.md): Finds an existing **discoverable** Wise profile and adds it to your recipient list. The recipient is found by an identifier — such as a Wisetag, email, or phone number — without needing bank details.