# Transfer

A transfer is a payment order to a [recipient account](/api-reference/recipient) based on a [quote](/api-reference/quote).

Once created, a transfer usually needs to be funded within fourteen days. Otherwise, it will be automatically cancelled.

There are 2 types of transfer resources: standard transfer resource and originator transfer resource. Please see below for differences between the two.

Standard Transfer {% #standard-transfer .title-3 .m-t-5 %}

The standard transfer object is returned by the [create transfer](/api-reference/transfer/transfercreate), [get transfer](/api-reference/transfer/transferget), [list transfers](/api-reference/transfer/transferlist), and [cancel transfer](/api-reference/transfer/transfercancel) endpoints.

Originator Transfer {% #originator-transfer .title-3 .m-t-5 %}

The originator transfer object is returned by the [create third party transfer](/api-reference/transfer/transferthirdpartycreate) and [get third party transfer](/api-reference/transfer/transferthirdpartyget) endpoints. It includes an additional `originator` data block with details about the payment originator.