Card Issuance

Cards API is Wise's answer to partners that want to leverage Wise's existing card issuing infrastructure and licenses. With Cards API, you will be able to issue both physical and virtual cards to your users, along with a full suite of card management tools such as spending controls, relayed authorisation and a dynamic card dispute submission flow. We support a wide range of use cases, from issuing cards to your employees to simplifying your existing business processes, and even creating your own loyalty programs with your Wise co-branded cards. You can offer debit cards to your users - requested, issued and managed through your platform, powered by Wise.

A key thing about Wise's Cards API program is that all Wise cards are linked to a Wise Multi-Currency Account (MCA). An MCA provides multiple balances in different currencies (i.e USD, SGD, EUR) for the card.

Depending on your partner model, the authentication model will vary. Please see our connection guides to see which is applicable to your integration

Cards API Postman Collection

We've created a postman collection that follows along the same flows as documented below. Please use this to test your integrations. Host environment variable is https://api.sandbox.transferwise.tech

In the collection, we have done a few things to make life a bit easier:

  • Included our sandbox environment, where you can fully test your integration.
  • Included a set of the common calls required to create new users and profiles.
  • Included tests that automatically copy details from previous calls to environment variables.
  • Examples of successful call results for quick reference.

All of these additions should allow you to easily test through the entire flow with minimal efforts.

We recommend as well that you fork the collection. This allows you to receive updates and bug fixes as they become available.

Fork in Postman (opens in new tab)