# Send money

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## The send money flow 

The process for creating a transfer includes the following steps:

Create a quote
Create a quote that includes your source and target currencies and the amount to transfer.

Create a recipient
Create or look up the beneficiary that will receive the transfer.

Create the transfer
Create the transfer using the quote and recipient, adding any additional details as required.

Fund the transfer
Use one of multiple payin methods to fund the transfer and begin processing the transfer.

details
summary
Click here to view is a complete sequence diagram of the transfer flow.
![Transfer flow sequence diagram](https://wise.com/public-resources/assets/api-docs/transfer_flow.svg)

Before you begin
Contact us to ensure you are integrating with the correct [payments use case](/guides/product/send-money/use-cases) and have set up your account.

Postman collection: Send money flow