# Add an Excess Money Account

If a balance goes over the regulatory hold limit, excess funds are automatically moved to another account at the end of the day.

Use this endpoint to specify a recipient where excess money will be transferred.

Primarily used for Singapore and Malaysia customers.

Endpoint: POST /v1/profiles/{profileId}/excess-money-account
Security: UserToken, PersonalToken

## Path parameters:

  - `profileId` (integer, required)
    The profile ID.

## Header parameters:

  - `X-External-Correlation-Id` (string)
    Optional UUID for correlating requests across systems. If provided, Wise echoes it back in the response. Maximum 36 characters. Learn more.
    Example: "f47ac10b-58cc-4372-a567-0e02b2c3d479"

## Request fields (application/json):

  - `recipientId` (integer, required)
    ID of the recipient for excess money transfers.
    Example: 148393305

## Response 200 fields (application/json):

  - `userProfileId` (integer)
    ID of the profile.
    Example: 12321323

  - `recipientId` (integer)
    ID of the recipient for excess money transfers.
    Example: 148393305