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Direct Debit Account

Register and retrieve external bank accounts used to fund batch transfers via ACH (USD) or EFT (CAD) direct debit.

Operations

Create a direct debit account

Request

Register a new external bank account for funding batch transfers via direct debit.

Security
UserToken
Path
profileIdinteger, (int64)required

Your profile ID.

Example:12345678
Headers
X-External-Correlation-Idstring, (uuid), <= 36 characters

Optional UUID for correlating requests across systems. If provided, Wise echoes it back in the response. Maximum 36 characters. Learn more.

Example:f47ac10b-58cc-4372-a567-0e02b2c3d479
Bodyapplication/jsonrequired
currencystring

Currency of the bank account. 3-character currency code — USD for ACH direct debits, CAD for EFT direct debits.

Example:"USD"
typestring

Payment type for which the account is used.

  • ACH — US direct debit (USD)
  • EFT — CA direct debit (CAD)
Enum:"ACH""EFT"
Example:"ACH"
detailsobject

Bank account details.

curl -i -X POST \
  https://api.wise.com/v1/profiles/12345678/direct-debit-accounts \
  -H 'Authorization: Bearer <YOUR_JWT_HERE>' \
  -H 'Content-Type: application/json' \
  -H 'X-External-Correlation-Id: f47ac10b-58cc-4372-a567-0e02b2c3d479' \
  -d '{
    "currency": "USD",
    "type": "ACH",
    "details": {
      "routingNumber": "000000000",
      "accountNumber": "0000000000",
      "accountType": "CHECKING"
    }
  }'

Responses

Direct debit account created successfully.

Headers
X-External-Correlation-Idstring, (uuid), <= 36 characters

Echoed back when X-External-Correlation-Id was included in the request. Learn more.

Example:"f47ac10b-58cc-4372-a567-0e02b2c3d479"
x-trace-idstring

Unique trace identifier assigned by Wise. Useful when contacting support about a specific request.

Example:"fba501b6d453b96789f52338f019341f"
Bodyapplication/json
idinteger, (int64)

Direct debit account ID

Example:1
currencystring

Currency of the bank account. 3-character currency code — USD for ACH, CAD for EFT

Example:"USD"
typestring

Payment type for which the account is used.

  • ACH — US direct debit (USD)
  • EFT — CA direct debit (CAD)
Enum:"ACH""EFT"
Example:"ACH"
detailsobject

Bank account details

Response
{
  "id": 1,
  "currency": "USD",
  "type": "ACH",
  "details": {
    "routingNumber": "000000000",
    "accountNumber": "0000000000",
    "accountType": "CHECKING"
  }
}