Retrieve cardholder limits

Request

Retrieves the spend limits that are configured for a cardholder. These limits apply across all cards belonging to that cardholder, not to an individual card.

Security

UserToken

Path

businessProfileIdinteger, (int64)required

The business profile ID.

cardHolderProfileIdinteger, (int64)required

The personal profile ID of the cardholder.

X-External-Correlation-Idstring, (uuid), <= 36 characters

Optional UUID for correlating requests across systems. If provided, Wise echoes it back in the response. Maximum 36 characters. Learn more.

Example:f47ac10b-58cc-4372-a567-0e02b2c3d479

curl -i -X GET \
  'https://api.wise.com/2026Q3/spend/profiles/{businessProfileId}/card-holder-profiles/{cardHolderProfileId}/spend-limits' \
  -H 'Authorization: Bearer <YOUR_JWT_HERE>' \
  -H 'X-External-Correlation-Id: f47ac10b-58cc-4372-a567-0e02b2c3d479'

Responses

Cardholder spend limits.

Headers

X-External-Correlation-Idstring, (uuid), <= 36 characters

Echoed back when X-External-Correlation-Id was included in the request. Learn more.

Example:"f47ac10b-58cc-4372-a567-0e02b2c3d479"

x-trace-idstring

Unique trace identifier assigned by Wise. Useful when contacting support about a specific request.

Example:"fba501b6d453b96789f52338f019341f"

Bodyapplication/json

spendLimitsArray of objects

Spend limits configured for this cardholder. These limits apply to the cardholder's combined spending across all cards belonging to them, rather than to an individual card or the entire business profile. Empty when no cardholder limits are configured. Currently contains at most one entry, representing the PURCHASE limit type.

Response

{
  "spendLimits": [
    {
      "type": "PURCHASE",
      "aggregateWindow": { … }
    }
  ]
}