Triggered when a customer initiates a push notification for 3DS. The provided information can be used to send a push notification to the customer's mobile app.
- Event type:
cards#3ds-challenge - Profile level subscriptions: Not Supported
- Application level subscriptions: Supported
Events may not be delivered in the order they occurred. Use data.occurred_at to reconcile the order. See the Event ordering guide for details.
See the Webhooks guide for setup instructions, signature verification, and best practices.
RSA-SHA256 signature of the request body, Base64 encoded. Verify this against the Wise public key to ensure the request is authentic and has not been tampered with.
Example:t7FMhk3OARMgwqz0LJXO...
Version of the event schema. Determined by the schema_version on your webhook subscription.
Value:"4.0.0"
Example:"4.0.0"
Discriminator
ID of the webhook subscription that triggered this event.
Example:"ec6d37c2-4611-457a-b210-d1a5f4e354c7"
- Production Environmenthttps://api.wise.com/2026Q3/cards#3ds-challenge
- Sandbox Environmenthttps://api.wise-sandbox.com/2026Q3/cards#3ds-challenge
- 4.0.0
- 2.0.0
{ "schema_version": "4.0.0", "subscription_id": "ec6d37c2-4611-457a-b210-d1a5f4e354c7", "event_type": "cards#3ds-challenge", "sent_at": "2024-09-05T06:47:15.123Z", "data": { "resource": { "client_id": "tw-test-card-issuance", "card_token": "3ab81206-d258-4caf-cea5-60067ba82404", "profile_id": 29751964, "type": "card" }, "challenge_expires_after": 300, "occurred_at": "2024-09-05T06:47:15.789Z", "challenge_method": "PUSH", "transaction": { "reference": "148990660", "channel": "browser", "merchant": { … }, "money_value": { … } } } }
Response
{ "status": "ok" }