# Changelog 2025 ## November 2025 * Updated all sandbox URLs to point to the new sandbox environment. * Added `creationTime` and `modificationTime` fields in [Payment Token list](/api-reference/legacy/digital-wallet/pushprovisioningpaymenttokenslist). * Added missing fields in [Payin Deposit details](/api-reference/legacy/payin-deposit-detail/payindepositdetailget). ## October 2025 * Updating the description of the [Open Banking Transactions endpoint](/guides/developer/open-banking). * Add details for submitting Account Intent Kyc Requirement [KYC Requirement Submit](/api-reference/legacy/kyc-review/kycreviewrequirementsubmit) * Add new webhook event type `transfers#transfer-suspension`. * Add [new strong customer authentication endpoints](/api-reference/legacy/sca-ott). * Deprecated [SCA enrolment factors endpoints](/api-reference/legacy/user-security). * Deprecated [SCA verification endpoints](/api-reference/legacy/sca-ott). * Update [recipient confirmation API guide](/guides/product/send-money/recipients#confirmations-contract). ## September 2025 * Add new simulation endpoint to simulate [verify profile by id](/api-reference/legacy/simulation/simulationverification). * Add new simulation endpoint to simulate [bank transaction import](/api-reference/legacy/simulation/simulationbanktransactionimport). * Add `originatorLegalEntityType` field for transfer-requirements to include sender type [transfer-requirements](/api-reference/legacy/transfer/transferrequirementsvalidate). * Updated the [Transfer resource](/api-reference/legacy/transfer) documentation, to include the `payinSessionId` field * Update documentation for OpenBanking from v3.1 to v3.1.11 [OpenBanking](/guides/developer/open-banking). ## August 2025 * Add `replacementDetails` field in [Card Order creation](/api-reference/legacy/card-order/cardordercreate). * Add `cardHolderProfileId` field in [Card Order creation](/api-reference/legacy/card-order/cardordercreate). * Updated [Card Issuance guide](/guides/product/issue-cards) to reflect changes in card activation. * Deprecated [complete card order](/api-reference/legacy/card-order/cardorderstatusupdate). * Deprecated `unlockSpendingPermissions` in [Card resource](/api-reference/legacy/card). ## July 2025 * Restructured the hosted KYC guide with clearer content organization. * Updated [Hosted KYC guide](/guides/product/kyc/wise-kyc/hosted-kyc) to include Proactive trigger. * Add new [List KYC Review Items](/api-reference/legacy/simulation/simulationkycreviewrequirementslist) endpoint reference documentation. * Add new [Simulate KYC Review Add requirement](/api-reference/legacy/simulation/simulationkycreviewrequirementsadd) endpoint reference documentation. * Add new [Simulate KYC Review Submit requirement](/api-reference/legacy/simulation/simulationkycreviewrequirementssubmit) endpoint reference documentation. * Add new [Simulate KYC Review Verify requirements](/api-reference/legacy/simulation/simulationkycreviewverify) endpoint reference documentation. * Updated [Get Delivery Estimate](/api-reference/legacy/delivery-estimate/deliveryestimateget) to include the new `formattedEstimatedDeliveryDate` field * Updated [Card Transactions Decline Reasons](/api-reference/legacy/card-transaction#card-transaction-decline-reasons) to include new decline reason codes * Updated [Simulate Top-Up](/api-reference/legacy/simulation/simulationbalancetopup) to include new field (`Channel`) in request body. * Updating [verification-documents](/api-reference/legacy/profile/profileverificationdocumentcreate) to state the characters limitation in the unique identifier field. ## June 2025 * Updating [Language Support](/guides/developer/language-support) with Danish, Norwegian and Swedish * Add new [payment-returns](/guides/product/receive-money/initiate-a-return) guide. ## May 2025 * Updating the [swift-in#credit webhook](/api-reference/legacy/webhook-event/eventswiftincredit) supported subscriptions * Updating the regions where `occupations` is required in [Create or update an address](/api-reference/legacy/address#create) and [Create a Personal Profile](/api-reference/legacy/profile/profilepersonalcreate) * Add new [Create Business Profile V3 (beta)](/api-reference/legacy/profile/profilebusinesscreate) endpoint reference documentation. * Add new [Get Business Representative API](/api-reference/legacy/profile/profilebusinessrepresentativeget) endpoint reference documentation. * Add new [Transfer Business Representative API](/api-reference/legacy/profile/profilebusinessrepresentativeupdate) endpoint reference documentation. * Add new [Update Business Representative API](/api-reference/legacy/profile/profilebusinessrepresentativeupdate) endpoint reference documentation. * Updating hosted KYC webhook trigger references information with card, proactive and bank details information * Merchant name and location added to the [card transaction state change webhook](/api-reference/legacy/webhook-event/eventcardstransactionstatechange) ## April 2025 * Adding new endpoint for US combined receipt for partners servicing US retail consumers (instead of existing receipt endpoint) which is a regulatory requirement. * Add new [Create SCA session](/api-reference/legacy/sca-sessions/scasessioncreate) endpoint reference documentation. * Updated [SCA over API](/guides/developer/auth-and-security/sca-over-api) guide * Updated [swift-in test message](/guides/product/receive-money/test-and-go-live) in sandbox to accept more custom fields * Updated [Refund Recipient](/api-reference/legacy/recipient/recipientcreate) endpoint reference documentation and sample * Added new expiration related fields to [OAuth Token](/api-reference/legacy/oauth-token/oauthtokencreate) * Updated [dispute sub status and transition diagram](/api-reference/legacy/disputes#dispute-sub-status) ## March 2025 * The [v3 upload dispute file](/api-reference/legacy/disputes/disputefileuploadv3) endpoint will be deprecated in favor of [v4 upload dispute file](/api-reference/legacy/disputes/disputefileupload) endpoint that does not require additional permission setup for the endpoint to be accessible. * The `billingAddress` field is now changed to the `address` field. You'll still be able to send `billingAddress` in the [`/card-order`](/api-reference/legacy/card-order/cardordercreate) request, but we recommend switching to `address` as soon as possible. We'll deprecate the `billingAddress` field at a later date. * Added guide on [card kiosk collection](/guides/product/issue-cards/card-kiosk-collection#card-kiosk-collection) * Added a new section for card kiosk collection [APIs](/api-reference/legacy/card-kiosk-collection) * Added [card production simulation endpoint](/api-reference/legacy/simulation/simulationcardproduction) to simulate different card production statuses * Added [card production status change](/api-reference/legacy/webhook-event/eventcardscardproductionstatuschange) webhook * Move '#update-phone-number' of 'card' to 'deprecated-api' * Updated the field description of `phone-number` in the [card object](/api-reference/legacy/card-order/cardordercreate) to indicate that it is deprecated and refer them to profile endpoints. * Renamed `triggerReference` field in [KYC Review](/api-reference/legacy/kyc-review/) to `triggerReferences`. Updated the field in [KYC Review webhook](/api-reference/legacy/webhook-event/eventkycreviewsstatechange) accordingly. * Removed `/features` page. Migrated content into [api-reference](/api-reference/legacy) pages. * Added new `includeWise` parameter to [comparison v4](/api-reference/legacy/comparison/comparisonget) * Remove `purge_timestamp` from [cards#transaction-state-change](/api-reference/legacy/webhook-event/eventcardstransactionstatechange) webhook. Please use `data.purge_time` instead * Added Business profile creation step to [Hosted KYC guide](/guides/product/kyc/wise-kyc/hosted-kyc#hosted-kyc-flow) * Added new [Strongly Authenticated Session Section](/guides/developer/auth-and-security/sca-over-api#sca-session). * Deprecate `purge_timestamp` and add `purge_time` in the [cards#transaction-state-change](/api-reference/legacy/webhook-event/eventcardstransactionstatechange) webhook. * Added a new `unlockSpendingPermissions` field to the [card object](/api-reference/legacy/card). * Added new fields `pin_validation_result`, `approval_code` and `purge_timestamp` to the [cards#transaction-state-change](/api-reference/legacy/webhook-event/eventcardstransactionstatechange) webhook. * Updated the guide for partner control to enable contactless and magstripe card payments, detailing suggested methods of checking that the end user has received their card. * Updated the API for [update card order status](/api-reference/legacy/card-order/cardorderstatusupdate). * Updated the [Quote API Reference](/api-reference/legacy/quote) - Corrected the price explanation id by adding plainText, so it reads `option.price.items[n].explanation.plainText` ## February 2025 * Added `accountDetails` field to [Partner License Transfer](/api-reference/legacy/transfer/transferpartnerlicencecreate). * Updated [Upload Document](/api-reference/legacy/verification#upload-document) endpoint by adding `BUSINESS_AUTH_REP_PROOF_BY_AUTH_LETTER` to the list of allowed values for `documentType` field. * Updated acceptable list of transfer funding types for [`Fund a Transfer`](/api-reference/legacy/transfer/transferfund) endpoint. * Moved information about duplicate account handling from the reference to the appropriate integration guides. * Added the mTLS API endpoints into the [Environment](/guides/developer/environments) section. * Updated the [Updating Profiles](/guides/product/kyc/partner-kyc/updating-profiles) guide to more clearly describe how to handle profiles that are due annual review but no updates are required. * Added the optional `externalCustomerId` field to [Personal](/api-reference/legacy/profile/profilepersonalcreate) and [Business](/api-reference/legacy/profile/profilebusinesscreate) profile creation. This allows integrators to map a profile entity to a customer in their own system. * Added `accountDetails` field to [Third Party Transfer](/api-reference/legacy/third-party-transfer/createthirdpartytransfer). * Updated the [comparison docs](/api-reference/legacy/comparison) with a new response field `isConsideredMidMarketRate` to show whether a provider's rate can be classified as the mid-market rate or not. * Added a new `currentState` field to the [Profile](/api-reference/legacy/profile/profile) object resource. ## January 2025 * Updated the [comparison docs](/api-reference/legacy/comparison) with the new `/v4/comparisons` endpoint. * Published a new version (v5) of the [Upload Evidences](/api-reference/legacy/verification#upload-evidences) endpoint. * The personal token SCA documentation is no longer publicly available. Partners need to contact their CSM if they are still require access to this guide. * Added `changed_by` to the [cards#card-status-change](/api-reference/legacy/webhook-event/eventcardscardstatuschange) webhook.