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Check account and quote compatibility (v1)
deprecated

Request

This is a deprecated v1 endpoint. For new integrations please use the v2 compatibility endpoint.

Use this version if you are fetching recipients through the v1 API. There are no functional differences between v1 and v2, but the field paths referenced in the response differ between the v1 and v2 recipient resources.

Use this endpoint to check the compatibility of a recipient account with a quote before creating a transfer. This validation includes:

  • Re-validating the recipient account details
  • Checking all required fields are present (e.g., recipient address for USD transfers)
  • Verifying account details with the recipient's bank (for supported currencies)

This endpoint is optional but recommended to identify potential issues before transfer creation.

The confirmations field is only populated for currencies with recipient verification enabled. If absent, only standard validations apply.

Security
UserToken
Path
accountIdinteger, (int64)required

Recipient account ID.

quoteIdstring, (uuid)required

Quote ID.

Headers
X-External-Correlation-Idstring, (uuid), <= 36 characters

Optional UUID for correlating requests across systems. If provided, Wise echoes it back in the response. Maximum 36 characters. Learn more.

Example:f47ac10b-58cc-4372-a567-0e02b2c3d479
curl -i -X POST \
  'https://api.wise.com/v1/accounts/{accountId}/quotes/{quoteId}/compatibility' \
  -H 'Authorization: Bearer <YOUR_JWT_HERE>' \
  -H 'X-External-Correlation-Id: f47ac10b-58cc-4372-a567-0e02b2c3d479'

Responses

Compatibility result including any verification outcomes. See Verifying Recipient Details for details on handling the confirmations object.

Headers
X-External-Correlation-Idstring, (uuid), <= 36 characters

Echoed back when X-External-Correlation-Id was included in the request. Learn more.

Example:"f47ac10b-58cc-4372-a567-0e02b2c3d479"
x-trace-idstring

Unique trace identifier assigned by Wise. Useful when contacting support about a specific request.

Example:"fba501b6d453b96789f52338f019341f"
Bodyapplication/json
accountIdinteger, (int64)

Recipient account ID.

Example:40000000
quoteIdstring

Quote ID.

Example:"00000000-0000-0000-0000-000000000000"
confirmationsobject

Verification results for the recipient's details. Only populated for currencies with recipient verification enabled (CNY, KRW, INR, IDR, EUR). See the Recipient verification guides for how to handle these.

Response
{
  "accountId": 40000000,
  "quoteId": "00000000-0000-0000-0000-000000000000",
  "confirmations": {
    "acceptedOutcomes": false,
    "acceptedAt": null,
    "quoteId": "00000000-0000-0000-0000-000000000000",
    "outcomes": [
      { … }
    ]
  }
}