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Users

A User serves as the primary entity and can possess multiple Profiles to represent different contexts or settings. A User can have one personal Profile and multiple business Profiles. Each Profile — whether personal or business — can have its own multi-currency account, enabling transactions across various currencies. This hierarchical structure allows for flexible management of user settings and financial operations, accommodating both personal and business needs.

User profile structure

Schemas
Operations
Webhooks

Retrieve current user by token

Request

Get authenticated user details for the user's token submitted in the Authorization header.

Security
UserToken or PersonalToken
Headers
X-External-Correlation-Idstring, (uuid), <= 36 characters

Optional UUID for correlating requests across systems. If provided, Wise echoes it back in the response. Maximum 36 characters. Learn more.

Example:f47ac10b-58cc-4372-a567-0e02b2c3d479
curl -i -X GET \
  https://api.wise.com/2026Q4/me \
  -H 'Authorization: Bearer <YOUR_JWT_HERE>' \
  -H 'X-External-Correlation-Id: f47ac10b-58cc-4372-a567-0e02b2c3d479'

Responses

OK - Successfully retrieved user.

Headers
X-External-Correlation-Idstring, (uuid), <= 36 characters

Echoed back when X-External-Correlation-Id was included in the request. Learn more.

Example:"f47ac10b-58cc-4372-a567-0e02b2c3d479"
x-trace-idstring

Unique trace identifier assigned by Wise. Useful when contacting support about a specific request.

Example:"fba501b6d453b96789f52338f019341f"
Bodyapplication/json
idinteger, (int64)

User ID.

Example:101
namestring or null

User's full name.

Example:"Example Person"
emailstring

User's email.

Example:"person@example.com"
activeboolean

If user is active or not.

Example:true
detailsobject or null

User details.

Response
{
  "id": 101,
  "name": "Example Person",
  "email": "person@example.com",
  "active": true,
  "details": {
    "firstName": "Example",
    "lastName": "Person",
    "phoneNumber": "+37111111111",
    "dateOfBirth": "1977-01-01",
    "occupation": "",
    "avatar": "https://lh6.googleusercontent.com/photo.jpg",
    "primaryAddress": 111,
    "address": {
      "countryCode": "EE",
      "firstLine": "Road 123",
      "postCode": "11111",
      "city": "Tallinn",
      "state": "",
      "occupation": ""
    }
  }
}